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If you have good credit history, it’s well worth it for $75. You can cancel after a year.
With the new Discover Motiva Card, your good credit management earns you cash rewards. Just make 6 on-time payments in a row and we’ll pay you the next month’s interest back as a Pay-On-Time Bonus. That’s twice a year, every year when you pay on time every month!
Cash Rewards
This is a new card offered by discover card with only 3.9% APR till 2010, and if you pay on time then basically it will be only 3.25% APR with Pay-On-Time Bonus. If you spend lot of money in Gas then check Discover Open Road Card too.
Apply for the American Express Business Gold Rewards Card and get a $250 gift card or a domestic round trip air-line ticket. You can save up to 25% on your purchase also.
Although this is a business credit card, individuals can sign-up too. Simply put your personal name as your business name and leave the “Federal Tax ID” item blank, and amex will assume that you are a sole proprietorship. I did this and I was approved instantly.
Check the Application Status here after applying.
Check the Gift cards option here.
There is an annual $125 membership fee, first year is free, so cancel the card if you don’t like it before the end of year. I liked the Dell.com or Home Depot $250 gift certificate offer.
If you are looking for the balance transfer or gas card, this discover card is excellent for you. I was using citibank card but they reduced gas rebate to 2% from 5%. Also there is no balance transfer fees with this offer. Following are the top selling points for this card: