Best Buy and Walmart are for suckers

All discounted stores local to your city like Best Buy, Walmart, Target etc. are for suckers, unless you work for them and get a good employee discount.
Let’s see if you want to buy $1500 HDTV, you pay sales tax; for me in Miami it’s 7% which is $105. Also you need to rent a car (unless you have big one) or ask for friends help to carry these HDTV at home. Last but not least haggling with sales person who would try to sell you expensive insurance and standing in the line carrying this big HDTV.

Now for the same thing you can order online and get free shipping, most probably less price, no sales tax, no standing in the line and no haggle with sales persons about insurance.

So the best way is you first do research on amazon.com. See the reviews and short list few items. Next thing you can do is to go to these stores and see how actually they performs (I don’t do that I have enough respect for amazon.com reviewers).
Now you look online where you can cheap online with free shipping from reputable online stores and pull the trigger.

Now for insurance you pay with Visa or American Express. I don’t know about Master Card and Discover. They will extend one year warranty for free. Visa also offers very cheap multiyear warranty. I used it and let me tell you they are fantastic. I usually register with Visa Warranty immediately that way I don’t have to hang on to receipts and warranty information and you are all set. In case you product break call them and you are all set.

I do buy sometimes from discounted stores when they really have very good deal.
Some of my favorite online stores where I don’t pay any tax and good deal:

With amazon.com I have prime membership which you can share with you family members. We share with 5 people and it comes out $16 each. You can share with friends too but that’s up to you; all you need is birth month and day from them.

What you do you think?

Get Cheap Loan with Discover Motiva Card till 2010 only 3.9% APR

link to dealWith the new Discover Motiva Card, your good credit management earns you cash rewards. Just make 6 on-time payments in a row and we’ll pay you the next month’s interest back as a Pay-On-Time Bonus. That’s twice a year, every year when you pay on time every month!
Cash Rewards

  • Pay-On-Time Bonus equal to a full month’s interest each time you make 6 on-time payments in a row-twice a year, every year when you pay on time every month
  • 5% to 20% Cashback Bonus at top online retailers through our exclusive online shopping site and up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
  • Flexible Options That Put You In Control

This is a new card offered by discover card with only 3.9% APR till 2010, and if you pay on time then basically it will be only 3.25% APR with Pay-On-Time Bonus. If you spend lot of money in Gas then check Discover Open Road Card too.

How to get this offer:

  1. Click here to apply Discover Motiva Card
  2. Click here to apply Discover Open Road Card

American Express Business Gold Rewards Card Bonus $250

link to american express business gold rewards cardApply for the American Express Business Gold Rewards Card and get a $250 gift card or a domestic round trip air-line ticket. You can save up to 25% on your purchase also.
Although this is a business credit card, individuals can sign-up too. Simply put your personal name as your business name and leave the “Federal Tax ID” item blank, and amex will assume that you are a sole proprietorship. I did this and I was approved instantly.
Check the Application Status here after applying.

Check the Gift cards option here.

There is an annual $125 membership fee, first year is free, so cancel the card if you don’t like it before the end of year. I liked the Dell.com or Home Depot $250 gift certificate offer.

How to get this offer:

  1. Click here to get this offer from americanexpress.com